Saya tahu ramai antara kita yang teruja untuk membuat pelaburan dalam pelbagai instrumen samada unit amanah, hartanah atau sebagainya, kerana saya juga begitu. Tetapi sekiranya anda belum lagi mempunyai sebarang perlindungan insuran untuk diri sendiri dan keluarga, sila teliti semula perancangan anda. Kerana malang tidak berbau, semua wang pelaburan anda akan hangus kalau tak kena gayanya.
Anda boleh teliti artikel ini yang saya petik daripada laman horlic.com.
Get Insurance Coverage Before Jumping Into Any Investment
Should we buy insurance first before start investing? Definitely yes! Why do we need insurance protection and how important it is? Read this real life example:
A minor knee surgery at private hospital Malaysia can easily cost thousand of ringgit. A cousin of mine was charged at about RM6,000 for the surgery after a motorcycle accident about 12 years ago.
He was a fresh graduate during the time without much savings in bank account. Fortunately, he bought insurance and insurance company paid the bills for him.
How long do you think it takes a person to save RM6K? That means how long it has slow down your wealth accumulation process.
The worst thing is, can you imagine how bad is the thing if you or your family cannot afford the billing, without coverage of insurance?
Furthermore, what if it was a major surgery? Could you settle the RM30K, RM50K or even much costlier medical billing?
So, start with a medical card, no matter how broken you are! Seriously!
If you have budget constraint, do consider an investment-linked insurance. It starts as low as RM100 per month and usually consists of:
- Life insurance
- Medical card (Medical health insurance)
- Personal accident insurance
- 36 critical illness insurance
Conclusion
Without any insurance coverage, forget about investment!________________ jadi bagaimana?
Hubungi saya sekarang di talian 019-927 4817 Atau klik disini untuk temujanji.
Wassalam dan jumpa lagi!
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